Challenge: Existing research shows that a multilingual pre-trained language model fine-tuned with one (source) language performs well on downstream tasks for non-source languages . However, there is a clear performance gap between the source and non-sourced languages - this gap can be reduced by reducing forgetting.
Approach: They propose a method to fine-tune a multilingual pre-trained language model fine- tuned with one (source) language and four training policies to address the performance gap.
Outcome: The proposed method outperforms baselines on the XNLI dataset by a clear margin.

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Challenge: A study of multilingual fine-tuning yields better performance on downstream NLP applications . low resource languages such as Oriya and Punjabi are found to be the largest beneficiaries of multi-lingual fine tuning.
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